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How Can We Help You?

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If you're a small business owner looking for funding, we're here to guide you through the process. At RiverBank, our SBA team is committed to helping small businesses thrive by providing access to flexible financing solutions.

SBA LOAN PROGRAMS

We work with the Small Business Administration (SBA) to help facilitate government-backed business loans. This partial guarantee allows small business owners, who might not otherwise qualify, to obtain financing with less equity than conventional financing options.

SBA 7(a) Loan

Offers flexible terms for acquisitions, start-up, partner buyouts, real estate purchases and refinancing.

  • Up to 90% bank financing or higher
  • Fully amortized / no balloon payments
  • Loan amounts up to $5 million

SBA 504 Loan

Long-term funds to buy commercial real estate, make improvements and purchase large equipment.

  • Down payments as low as 10%
  • Fixed or rates available
  • Loan amounts up to $15 million1

SBA Express Loan

Quick access to capital through a streamlined process and simple documentation.

  • Flexible terms up to 10 years
  • Transparent closing costs and no prepayment penalties
  • Loan amounts range from $10,000-$500,000

Contact your Relationship Banker for complete terms, conditions, and disclosures. All loans are subject to underwriting and credit approval.

1SBA debenture amount is generally up to $5 million; SBA loan portion is a fixed rate. RiverBank has the ability to fund larger projects with combination debt financing solution; RiverBank financed amount can be fixed or variable.

Let RiverBank

Make Your Business Banking Easy

 

Businesses are trusting us for their SBA lending needs and are finding out about our personalized service, quick and efficient loan processing, expertise in navigating SBA requirements, and our commitment to helping businesses succeed.

Contact us today to learn more about our SBA Lending services and how we can assist you in achieving your business goals.

Contact SBA Specialist