Work directly with RiverBank to maximize your coverage needs. We offer extended FDIC Insurance Coverage to better protect your assets and safeguard your deposits through our partnership with IntraFi®. If your account balances exceed the FDIC limit of $250,000, we offer solutions like Insured Cash Sweep (ICS®) and Certificate of Deposit Registry Service (CDARS®) to provide added protection. These programs enable us to extend your FDIC coverage while you continue to enjoy your Uniquely Better banking relationship at RiverBank.
We offer an innovative way to maximize your FDIC insurance coverage through our partnership with IntraFi®.
The information and content referencing FDIC insurance is for informational purposes only and is provided as a convenience to you. RiverBank makes no warranties or representations as to its accuracy and bears no liability for your use of this information. The information being made available to you here is not intended, and should not be construed as legal, tax, or investment advice, or a legal opinion. You should contact your legal, tax and/or financial advisors to help answer questions about your specific situation or needs prior to taking any action based upon this information.
Deposit placement through ICS or CDARS is subject to the terms, conditions, and disclosures in applicable agreements. Limits apply and customer eligibility criteria may apply. In the ICS savings option, program withdrawals are limited to six per month. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS or CDARS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.
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