PERSONAL

Personal Savings

Solutions that put your money to work.

Choose a money market or savings account to earn interest, while still having the ability to use your funds when you need them. Open a Certificate of Deposit and maximize your earnings.

  • Money Market

    Enjoy a competitive, tiered interest rate while maintaining liquidity. The higher the balance, the more your deposits earn.

    • Monthly service charge waived if minimum balance requirement met
    • Link to your personal checking account for overdraft protection
    • Unlimited in person or ATM withdrawals
    • Online Banking and RiverBank Mobile App
    • Web Statements
  • Savings

    Earn interest on your excess funds. Save for future personal needs or a special project.

    • Monthly service charge waived if minimum balance requirement met
    • Link to your personal checking account for overdraft protection
    • Unlimited in person or ATM withdrawals
    • Online Banking and RiverBank Mobile App
    • Web Statements
  • Certificate of Deposit

    Take advantage of our competitively priced certificate of deposit (CDs) options with terms 30 days to 60 months. CDs offer an established rate of return and could be the perfect option for your business savings strategy.

    Specials

    Bump CD

    • Additional Deposits Allowed1
    • Bump Option2
    • $5,000 Minimum Opening Deposit (New Money)
    1.65% APY*
    12 Month Term
    Interest Rate 1.64%

    *Annual Percentage Yield (APY) effective 11/18/2019 and subject to change at any time. Also available for Individual Retirement Accounts (IRA). Minimum opening deposit of $5,000 new money required. Maximum opening deposit of $250,000 new or existing money allowed. 1Additional deposits of $100 or more permitted during the initial term up to a maximum daily account balance of $250,000. 2For 12 month CDs, a one-time interest rate increase (bump) during the original term is allowed upon request to match the standard 12 month RiverBank CD posted interest rate for same balance. New interest rate will carry forward from the business date a request is received and will not be retroactive. All other terms of the original certificate, including the maturity date, remain unchanged. If you do not elect to take the one-time interest rate bump during the initial term, your interest rate will remain fixed until maturity. Penalty for early withdrawal. Fees could reduce earnings. 12 month CDs automatically renew into standard 12 month RiverBank CD. Not available for public funds, financial institutions, credit unions, or brokered deposits. For additional details, please contact RiverBank at 509-744-6900, Member FDIC.

    Standard term CDs available. Please call for rates.

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