Important Disclosures Regarding the FDIC Guarantee Program

RiverBank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts* are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

If you have questions about FDIC coverage limits and requirements, please contact one of our deposit experts at 1-509-744-6900 or visit www.FDICinsurance.gov or call the FDIC toll free at 1-877-ASK-FDIC.

Calculate Your FDIC Insurance Coverage

To help you determine your insurance coverage, you can use an easy-to-use online FDIC tool called EDIE The Estimator, which RiverBank is making available to you on our website

EDIE the Estimator lets you know in a printable report whether your deposits at RiverBank are fully protected or if any accounts exceed coverage limits.

Click here to use EDIE the Estimator.

* Non-interest bearing transaction accounts include DDA accounts that do not pay interest, pooled Interest on Lawyers Trust Accounts (IOLTAs) and low-interest NOW accounts (defined as NOW accounts with interest rates no higher than 0.25 percent).